Greece is a Beach

Rob Tisdall • June 22, 2018

All Soviet bloc countries end school the last day of May and the end of the classes brings the exams, even for our school. Frequent discussions with Laramie whether these are tests or evaluations. These are tests with a final grade ranging from 1 to 10, just like the public school system, on a certificate of attendance. It matters for applications to camps or international programs and they have to take the grade back to their parents. These are the first exams I have proctored but it somehow never occurred to me that someone has to grade all 350 of these. My bony butt got numb.

There are at least 10 of these students and their families emigrating from Moldova to Germany, Sweden or Italy now that classes are finished. They are leaving to “better their lives”. From previous experience, Svetlana says that about 3 students will return when the reality of being an immigrant becomes obvious. I am not really sure what they expect but I think the majority believes it will be instant increased standard of living viz. things - cars, separate detached house, designer clothes and a 40 hour work week with vacation time and the disposable income to spend at the lake or traveling. I have had several conversations with the teenagers here and in spite of my telling them it is not so, they truly believe that they will go to a European university, travel 10 months a year and the finances for this will be there. They just refuse to believe the reality.

It concerns me the the Moldovan system is losing their brain power but I did the same thing - voted with my feet for the ‘better life’. I am not really sure what the better life means for most, but in my case it was financial and slightly political.

The family graciously invited me on their annual vacation. So the van was loaded up, the dog dropped off at Granny’s, Iulia stuffed into a nest in the back surrounded by luggage and we were off. The roads were bad until we stopped in southern Moldova, near the Romanian border, to visit the great uncle who is a retired agricultural supervisor. Amazingly gracious in spite of his asking me why Americans hate Russians. His garden is modern with drip irrigation, cloches and plastic coverings, and free range organic chickens. His grows everything and his crop is about 6 weeks ahead of what it would be in Bellingham. He also makes really good red wine which I ordinarily do not like. I showed my appreciation and he gave me a large bottle for the road. We were then off to spend the night and next day in Varna, Bulgaria. Svetlana arranged an apartment rental for the family and a 5 star hotel for me (Iulia was initially thrilled when we pulled into the hotel parking lot as she can count to 5). It was apparently early in the season and the beaches were not jammed but there were more people than back in the March visit. It was drenchingly hot and I was wearing jeans and a shirt. So I picked up some shorts, a hat and a swim suit at a small WalMart - type food store so I was now sweating in different clothes. I was a little embarrassed because I knew we were about the same latitude as Turkey and I knew Turkey would be hot but I never thought this through. So I slathered myself in sun screen and burned the tops of my feet through the flip flops. From Varna, we passed through the mountain range separating Bulgaria from Greece into the northern Grecian province of Macedonia….not the country. The cereal crops were ready for cutting and the fruit stands at the roadside are loaded with nectarines, peaches, raspberries, plums and strawberries.

Svetlana arranged apartments. Spent the night and then explored farther down the road. She arranged apartments in Kassandra, Chalcidice, Greece - the middle finger of the peninsula. Full occupancy with Russians. Off to the beach which was probably 150 meters from the hotel - across the road, along a few steps and then 125 meters vertically down. The beach is gorgeous - white sand, peacock blue water until you reach a certain depth and then Aegean blue. There I learned another lesson. Wear your flip-flops to the water’s edge if the sand is so hot that you can see heat waves. So now my feet are sunburned and sand blasted. Then we had to walk vertically up to the main road again - all 250 steps. The apartment was great but I had a Goldilocks experience. Could not figure out how to start the air conditioner the first night and it was hot and muggy. Then the next nite set the temp too low, but I eventually figured it out.

We used the apartment as a hub and checked out the beaches of the other fingers. The beaches varied from powder sand to small sharp pebbles and the water temperature and color varied also. Apparently, the hotels on the beach have the ability to keep people off the beach in front of their hotels or they can charge for the use of their section.

Spent the day at a water park in Thessaloniki and then moved on to a hotel in ????? And then to another apartment in Pieria. These beaches were more crowded but mainly retirees with a smattering of kids and grandchildren. They had never heard of skin cancer and they were here for the sun - bring it on! Rather nice collection of actinic keratoses and other undefined discolorations. This beach had plenty of ways to spend your money as the area is for tourists. Sunburned feet are healing and the feet are toughening up. There were multiple cultural exchanges happening with visiting Bulgarian and Polish groups dressed in national costumes.

We did a day trip to Litochoro, better known as Mt. Olympus. The legend and geography were not what I remembered. Mt Olympus is a collection of peaks but there are actually 2 peaks, almost the same height, the highest points in Greece. Lots of trail walkers with their packs but I don’t think they reached the top as it was covered in snow. The mountain is limestone. It rained a little on the trail up the mountain but just enough to dampen things, so when we reached the parking lot we decided to visit the church of St. Dionysius which was down the mountain slightly. This monastery was destroyed by the Germans during in 1943 and they are rebuilding it. We then decided to walk down the hill from the church to a small hut where St Dionysis spent time in seclusion thinking great thoughts; about 20 minutes. This is when it started to rain, really rain. The path became a small stream. We gave up after 20 minutes without seeing the cave or hut, but walking back up the hill with 20 pounds of water soaked into our clothing was a treat. Considering my past, I’m surprised that I wasn’t hit by a lightning bolt in addition to the drowning from the Greek gods.

Then it was back to Varna, Bulgaria for 3 days. I was in the Just Hotel, a boutique hotel that was just rooms and wine. The beaches were filling up relative to the past week with Russians on packaged tours. Some sections of the beach were topless but I didn’t notice. The tattoos were out in full display and I kept wondering if there would be regrets in the future. I never saw any t-shirts or blouses with any writing on them that was any other language than English.

On the return to Causeni, we stopped off to visit the same great uncle. Again he was welcoming and he and I had several glasses of his newest wine pressings and I was sent home with another bottle. It would be fun to get him over to the wineries in Eastern Washington, even just to prove to him that Americans do not hate Russians.

< Older Post Newer Post >

..... and I survived

By Rob Tisdall • December 8, 2023

The body content of your post goes here. To edit this text, click on it and delete this default text and start typing your own or paste your own from a different source.

Retirement Contentment Index

By Rob Tisdall • December 8, 2023

I must walk around with a scowl on my face because I am frequently asked if I am “Happy”. My understanding of happy is there is a lifetime happiness curve, U shaped, with the bottom at 50 yo and peaks at 23 and 69. But after 69 it doesn’t point straight down as there is an almost horizontal line on the right. Also, there is a genetic predisposition to happiness with 30 - 40% of a population finding it is easier to be happy. The rest is environmental influences such as traffic delays, winning the lottery and such. So happiness comes and goes daily but contentment levels out the highs of a birthday cake and the lows of a traffic ticket. So I gave some thought to a Contentment Index. I think this needs to be weighted because some points influence the others. 1. Financial. (50%) This is the big one; the foundation of successful retirement and all the points that follow. This subject is so important that most of the megabytes of retirement advice are about finances. Financial independence allows the individual the freedom to be in total control of what you want to do each day. Keep monitoring your finances and live within your means. 2. Health. (25%) A retiree should shift their focus from wealth to health; take up nutrition courses, cooking classes and such. Keep a regular schedule of physical activity and keep your annual physical appointments. 3. Social connections and new relationships (10%) The office camaraderie is gone and there will be a need to find others with similar interests. Accept that the social group will change every 5 years as people move on. 4. Where you live (5%) Will moving change your support system of friends and relatives? Is scaling back going to effect large family gatherings? 5. Brain stimulation. (5%) “Curiosity may have killed the cat, but a lack of curiosity kills the happy retiree”. 6. Adaptability. (5%) There are 3 stages in retirement: go-go , slow-go, and no-go. So …. how am I doing? 1. Financially I am doing well and only spend money on things with the potential of improving friendships. Floating in a large boat by yourself is not fun. 2. My health remains good but I still eat preserved foods, drink wine and participate in other assorted sins. I go to the gym at least every second day. 3. Socially, I am gravitating to younger, upbeat, and mentally stable friends. I am avoiding the grumbling, the narcissistic, and the irresponsible. I am saving myself time, because one strike and you’re ignored. There is someone who calls every week to make sure I am not dead and composting somewhere. This person is also a sounding board who makes sure that I stay fairly main stream in my thinking, as long as we avoid certain subjects. 4. Location. In my travels, have not found anywhere better … yet. 5. Stimulation: I am slowly progressing in learning the Russian language and find the treadmill an excellent place to do my homework; in spite of others in the gym wondering about this strange old guy talking to himself. I also have the wherewithal to try new experiences out of my comfort zone. 5. Adaptability. I am in the first stage. I do have plans but they are not rigid as I am working through the alternatives for the next 2 stages. So, how am I doing? I’m deliriously content.

Aging is drip ... drip ....

By Rob Tisdall • September 28, 2023

My retirement date is now in the distant past and I have dealt with my post-party letdown. I now have new routines and a new identity and this works for me at present. I feel productive but am having a slight problem with procrastination because when you have all day to do it ….. I do get some degree of pleasure finishing the laundry - wash 22 minutes, dry 36 minutes, folding and putting away 10 business days - or raking the leaves - which way is the wind blowing today?. I now have enough free time to observe the subtle signs I am aging. Aging is not retirement. One is going to age either in an office or having fun; it will happen. 1. Nobody calls me Bro, Guy or any other term of familiarity. I am addressed as “Sir”. It is not a lack of respect but more that I am no longer a contender. At least I am not invisible. I was on a crowded airport bus and a 50 year old man signaled that I could have his seat. I just pointed to my hair color and then his and laughed. However, the first kid who offers to help me cross a street ….. 2. Several months ago I had a momentary flash of pleasure when I was asked for photo ID when buying wine. He just scanned my driver’s license and told me it was company policy that every alcohol sale has the customer’s ID scanned. Now I am noting if I get more than a brief glance after asking for my ID. 3. My friend group has really changed in the past 5 years as they moved to warmer climates or are spending most of their time monitoring grandchildren. Conversation has changed from party nights and big cars to social security changes, pensions and lots of medical talk. There is a reason for senior hour in the restaurants because we will have time to see all the grandchild pictures and we all have to be in bed by 9:30. Does this mean a totally new group with new grandchild stories every 5 years? 4. When I was about 60, I learned not to grunt when I got out of a chair but now I am getting all kinds of strange pains. I have learned that continual attention to changing posture and daily gym trips keeps them minimal. My hair is thinning in tandem with my skin and subcutaneous fat. Healing is taking longer, so I have accumulated enough scratches and bruises to look like I am being beaten and the family doctor always asks if I feel safe! I am ignoring the age spots and keratoses from a lifetime in the sun. 5. I used to be spontaneous but now activities require meticulous planning. Decades ago I spontaneously jumped on an airplane for a weekend special in London, but now I’m concerned about “how do you get from the airport in Prague to the hotel, how much should it cost and where do you find the ride”? 6. I am noting a vague sense of “survivor’s guilt”. I have arrived at this point in my timeline without too much mental or physical trauma and have complete emotional and financial security. I am noting the large numbers of those who are just as deserving but are not in a similar state. I am wondering about the how and why. 7. Now the good news. My medical numbers have always been in the good range, and I am developing nostalgia for french fries coated in greasy brown gravy or for a binge of eating sticky buns. The actuarial tables say I will not succumb to anything food related because there is not enough time for chronic changes to develop. There are also some cancer screenings that are no longer necessary for the same reason. A peculiar situation. I have no doubt there will be more foreboding perceptions to follow. …. drip by drip, but I am not going to age gracefully. It will be more like fearlessly.

Fire in the Belly

By Rob Tisdall • August 1, 2023

I paid my own way through university and the main reason I have no fond “alumnus” feelings for the experience was the genteel poverty. Not having enough money to experience the concerts, beer bashes and visiting the student union buildings that seem to give graduates the warm fuzzies. One of the English students in Moldova was having a major problem with confidence and didn’t think she could compete with the “big city” kids at university, especially in an IT program. So I suggested and pushed and cajoled, and then overpaid her for doing some translations for me. She’s got the fire in her belly and she graduated last month with great grades. I am now looking for a similar student to monetarily sponsor, but how do I determine if they have Fire in their Belly? This refers to someone’s drive or motivation to achieve success. It is not a passion, as this comes and goes. Fire in Your Belly doesn’t ebb or flow, it is a continuous striving. I decided on several screenings to find the proper candidate. 1. They have a history of drive from a very young age. It seems to be in the DNA part of their personality. I am going to ask about the first job they took for whatever the pay was as a child: cutting grass, shoveling snow, baby sitting. A reliable worker who did a good job. 2. They have something to prove to the world or want to show someone is wrong. They have been influenced by role models or groups important to them and they have a goal as an endpoint. I am going to ask who these influencers were and why they were important. 3. They have overcome real obstacles - life changing events such as loss of parents or major injuries. I am going to find out the details of how they adapted to these setbacks. Additionally: 1. They have a curiosity and really listen to different ideas, read voraciously and test their knowledge or beliefs. 2. They are creative and willing to try something different. They then accept the hard truth, face the reality of failure, and adapt. This is courage. 3. They have character and know the difference between right and wrong, even if nobody is watching. 4. They need to be competent with a large amount of common sense. They are not afraid to surround themselves with people who are smarter than they are and then listen to them and adapt. What about the late bloomers - those in their 30s who finally see the light of motivation? I don’t know as I am interested in the teenagers. Maybe I need a second fund?

Is Retirement a Jinx?

By Rob Tisdall • April 17, 2023

They are now measuring age by the number of years left to live. This makes sense because the life expectancy in this country has increased from 47 in the early 1900s to about 80 at present. In 1935, the minimum age for receiving full retirement benefits was 65 and yet the average life expectancy was 60. Now there is 1/4 of your adult life left once you retire. As recently as the 1960s, it was expected that retirees’ health would decline in a straight line until all systems crashed. Today, medicine has granted the retirees a long period of good health with no limiting events thanks to pacemakers, joint replacements and such. The health line is now horizontal and straight with an abrupt, short term, fall at the end. Around five years after retirement, the average American has a 6 to 9% decline in mental health, a 5 to 6% increase in medical conditions, and a 5 to 16% increase in difficulties with daily activities from a combination of the above. This all seems to be from drastic lifestyle changes, not the retirement itself. The curse is the result of the transition from work to retirement, not the advancing years. The key to avoiding the above seems to be to ease into retirement to something and not retirement from something. So, how to do this properly? Slowly change the established routines to new routines or new habits. Phase back the work load and fill the time with other meaningful activities that you find productive and create a new sense of self-identity. Procrastination is not a routine. Replace the social contacts at the office with people from a different environment. An 85 year Harvard study found that the hours of working on all the problems of your job are better spent on keeping up social contacts - virtual or other social connections . Or you could get a pet that would depend on you . Use the new routine to maintain physical activity. Shift your focus from wealth to health. Go to the gym for the physical benefits as well as the social contacts. Continue the routine of regular meals on a regular schedule and don’t have breakfast at noon. If you have a relationship, involve them in the transition. There will be a new equilibrium in relationships; move-not move, travel-not travel, etc. The statistically highest divorce rate is between 50 and 64 years old and one third of these have been married more than 30 years. Use your skills, make your own hours, work part-time or volunteer but find a meaningful purpose. You are not retired; you are a consultant. Having a purpose is more important than all of the above bullet points. Regain your respect. One is not retired, but a consultant. Of course, you could always put the curse on hold and unretire.

Jab and Go

By Rob Tisdall • April 17, 2023

The body content of your post goes here. To edit this text, click on it and delete this default text and start typing your own or paste your own from a different source.

More Labels

By Rob Tisdall • November 17, 2022

Regardless of its origins in the mid-1900s, woke has now mutated into a plethora of positive or negative connotations, depending on the agenda. However, it is basically a way to divide people into groups with expectations of a certain behavior. I have been grouped as ‘retired’, a mildly stinging but benign label. But now I am also an ‘elder orphan’! A “vulnerable” group of older people who do not have a spouse or children to depend upon. Somehow this differs from a ‘solo ager’ who has never had children. Why? To what purpose? Supposedly, we are 22% of those over 55 years old and we come with a whole list of concerns for the social workers - 23% worry about not having enough money, 25% fear losing their housing, 40% are depressed, with 37% being anxious and 52% feeling loneliness. This is the subject of conversations I have with most of the retirees that I know who do have spouses and kids. So, before we allow the policy makers to look into the problems and solutions, let’s dissect this grouping. You are going to be solo at some time in your life. Anyone can see this coming if you consider that half the population will be a widow or widower at some point. Life is dangerous and none of us are getting out of this alive. You can mitigate this assumption by surrounding yourself with an expanding group of friends and acquaintances; hopefully younger and interesting. You could continue working at any job, volunteer, take courses at a school, whatever, but keep pushing forward. With minimal thought, the fear of losing your housing or not meeting your basic needs ought to make you consider that one should do some financial planning before arriving at this point. It might not be as daring, but job hopping before a pension becomes vested or quiet-quitting or living paycheck to paycheck should require more caution. Fair enough, there is a work - play balance, and there is merit in quitting one job for better opportunities in another, but there are also some long term consequences that need consideration. Ponder this. About 30% of millionaires in this country averaged an income of $100,000 a year and one third of these never made 6 figures in any single year. Sounds to me like this fear is a consumption problem. Depression among the elderly is a consequence of social isolation objectively and a feeling of loneliness subjectively, but is not due to the aging process itself. The group with the highest rate of depression in our culture are those between 12 to 25 years old; well out of ' retired' demographic. Social isolation is a result loss of family and friends, living alone, chronic illness or even hearing loss. Begin with your family doctor to see if there is a need for a possible physical tune up and then get active. Stressful life events cause anxiety but it does keep you engaged. I am not happy that my body shows the loss of elasticity and the triumph of gravity. But face it, my body is becoming antique and I can’t do the physical things I have been used to. So it takes me longer. But with retirement, I have a lot more time to complete the task. I have no fear of losing my independence because that is why they have French maids. And for any other cause of anxiety, there is always the 4 o’clock martini.

Curmudgeon

By Rob Tisdall • October 17, 2022

It’s raining again, and I need another activity. So I did an inventory and considered all the boxes I tick already: gray haired, gruff, cranky, haven’t handed out candy at Halloween for years, find Christmas carolers annoying, will never be woke, have stubborn resistance to those who think they can change the psychology of people, and have never been a model citizen. I think I’ll work at being a curmudgeon. One of the nice things about the word curmudgeon is nobody can adequately define it. There are lots of antonyms: affable, companionable, cordial and extroverted. But look at the illustrious alumni: Winston Churchill, Oscar Wilde, Groucho Marx. Not exactly antonyms but are still considered curmudgeons. I would include Dorothy Parker and Fran Lebowitz, but the bonus point is that it is a boys only club. A female curmudgeon is called a termagant. In order to stand out from the crowd, I’ll need to specialize . Say, catalog the inconsistencies around me. The United States was founded on no taxation without representation. So why is the kid working at McDonald’s paying income tax when they can’t vote? Don’t work so hard; stop and smell the roses. Well if you don’t work long hours then you won’t have the money to afford the roses. Don’t make a large salary and not get enough sleep. But the Covid mess showed us that you can both make less money and get no sleep. He is homeless because he lives in a tent. Well, hold on, when I was much younger we called that a vacation and I have very fond memories of it. Study harder; you are the future of your country. But as I have said somewhere, the kids in Moldova are studying English harder so they can get a job in another country. The Democrats have funded their social programs resulting in inflation and are desperate for more money. I propose a Happiness Tax on single males because they aren’t sharing in the domestic misery. Call it a “No wife, No strife Tax” I now have the time to consider more inconsistencies.

Too old to retire?

May 4, 2022

Retirement is supposed to be a stage in which you have more time for hobbies, more time to try new activities, and more time to do whatever you have postponed. A friend of mine, a keen fisherman, just had a birthday that ended in a 5. We were discussing his planned summer fishing trips and he was lamenting that he wouldn’t be going to an alpine lake as usual because he was too old to walk in, and live rough. On closer questioning: he still remembers why he walked into the room, his heart and knees are good enough to do heavy yard work, his eyes and ears check, check, and he has a good bank balance. He has simply hit a mythical age number inside his head. So, can you be too old to retire and enjoy the benefits? So where does this ‘acting your age’ come from? I have only heard it used as a scolding to quit juvenile behavior and to act more responsibly or maturely. But is there such a thing as hypermature? I suppose there are certain activities where time restricts opportunities. For instance, having a child as a do-over at my age would cause years of social ridicule and it won’t work because I wouldn’t be around to see if I had improved the product. It is also too late to start my NBA career or become an international star surrounded by groupies. But I can still be a musician emeritus (socially approved), be numbered among the world’s better poker players (generally approved) or start a small store (probably neutral). Maybe one should focus on the journey, not the goal, write your own story and edit it as you go. I’m too old to worry much about other person’s perceptions of how I should act. Scoffing ridicule is better than being transparent and ignored. I am trying to surround myself with the younger crowd so I take “You’re too old for that!” as a challenge but I may have to modify some of my behavior to be credible with this younger age group. I have never said “When I was your age …”, nor have I chased the clothing trends of tight pants with a cuff above my ankles and no socks. But I have been known to whistle songs from the 60s and say that something is ‘Cool’. However, saying something is ‘Bad’ or calling someone ‘Bruh’ sounds as if I’m trying too hard to be trendy. So I suppose if one wants to surround themselves with the younger generations there will be some modifications. Finally, if the group doesn’t like it, they will just have to deal with it. So, having no personal cut off time, what is interesting me now that falls within the social norms? I can’t function as a physician, or be any use as an aide worker in refugee camps because I don’t speak the language. However…. 1. I hear frequent stories that speaking Russian in Moldova, Czech Republic or Romania is not a good idea because you will be shunned. So English skills will remain very important in the new order that will follow the Russian invasion. Asia and Europe have a large demand for English tutors, but the Covid restrictions are a checkerboard that changes daily so it is hard to plan ahead. Additionally, the schools want paid workers that they can give orders to and I don’t need the money and I will reject any meetings. If I was to brave the high Covid numbers in South America, all the requests for native English speakers need good Spanish language skills, so I don’t qualify. That leaves on-l ine lessons, maybe from a beach . 2. I like to build things and when this invasion is over, there will be a need to rebuild infrastructure and apartments. I won’t literally carry bricks but I’m thinking more of being a foreman who only has to do physical work for a 5 minute demonstration and then direct a team of young, strong people. 3. There is also the world-wide threat of starvation, so I could get into the fields and change the way things were always done - rebuild the soils, purify the ground water, and grow calories. GMO doesn’t matter when people are hungry. The way I see it, you are either moving forward or falling behind because life doesn’t stand still. Hopefully you have gathered enough experience over the years that you would recognize a mistake and not relive it. So go to the alpine lake and enjoy your retirement. What are you saving yourself for? Do things to outrage your children. You just have to make the decision then just do it and develop selective hearing for the astounded.

Black Swans and Retirement

April 3, 2022

Since the time of the Romans, it was commonly known that black swans didn’t exist. And then the Europeans got to Australia. They even found a black necked swan in South America. So now the term is taken to mean an event so unlikely and rare that is is unpredictable. I never considered a Corona pandemic, nor an invasion, into my retirement activities, but both are limiting my choices and options and therefore my fun time. Retirement planning now has several more ponderables. I suppose back swans can be good or bad depending on your point of view. A pig would consider a barbecue bad but the butcher doesn’t care. Lotteries are for people that can’t do mathematics, but my winning the lottery would be a good black swan. That is until multitudes of people find out and try to make themselves my best friend. One can handle black swan events with broad preparation and most of this comes down to money. The financial advisors have thousands of sites full of advice such as having 6 months of readily available cash for living expenses while you adjust to the change, or making a monthly budget to figure out just how much you’re spending at Starbucks. Last week I got a call from the credit card company about some recent purchases, but I just told them I was emerging from my Corona isolation. However, it tweaked my attention, so I revisited my situation. The financial changes haven’t effected me yet but I am still keeping a wary eye on inflation and the tax increases that will result from the government’s increasing expenditures. There is a statistical model called a Monte Carlo Simulation which is used to predict the different outcomes of random variables - in my case, the probability of having enough money to maintain my present life style. I plugged in my age, health, age of my relatives at death, my annual expenses, my government pension and my private funds, etc etc. I pushed the GO button and the program ran through 20,000 variables such as inflation would be 2% or 20%, the market would lose 50% or gain 7% annually, etc. It even included the $250,000 that my terminal health expenses would cost. But there were no black swan events that I could identify in the program eg. cancelling student debt, supply side problems, electric cars only. The result? I am good until I am 92 years old. What was the effect of sitting around having on my health? I went for my annual free Medicare physical and all is well …. except they used the word elderly a lot: remember 3 words, draw a clock, do I feel safe. I was not pleased! Me?! I’ve crossed the geezer line? I’ll show you what this slander means! Time to get a 35 year old “friend”! That should take care of the Monte Carlo results above. I wonder if this would be considered a black swan? Virtual Zoom classes are OK, but I would like to visit my younger friends in real time. But several of them have missiles raining down on them and this is not my fight. So I am limited to spending a fair amount of daily time sending encouraging emails but I am running out of things to say. Practically, there is not much I can do but I have told them that if they should get to a Western country then I will visit them there so they will no longer be refugees. A couple of my English students have gotten into the Czech Republic from Ukraine and I have finally gotten into contact with them and their life is chaotic and the internet is irregular. The English students in Moldova are doing well; discussion with the kids is neutral subjects and the adults are worried about their friends in Ukraine. I now need to see what the Russians are planning for Moldova. That takes care of the big 3 variables of a successful retirement and nothing has really changed for me. Can I find a good black swan … maybe find my fun in a different activity? All I can think to do is to ‘put myself out there’ as the kids say. Expose myself to volunteer in other countries or areas where I have no expertise. Try enough things, long enough, that hopefully serendipity gets the timing right. So I think black swans are manageable. I will survive the Corona virus or an invasion, but now I need a plan so I won’t die overdoing the celebration.